Rates Flatten: Canadians Face Key Mortgage Moves

Slide 1
“Canadian mortgage rates steady → 2026 is a reset, not a panic moment.”

Slide 2
“Overnight rate ~2.25% → most easing is behind us, plan now wisely.”

Slide 3
“Renewals could hike payments 15–20% → early review beats last-minute surprises.”

Slide 4
“Prepayment rules, penalties, and mortgage structure impact costs more than rate alone.”

Slide 5
“Variable rates look stable, but payment shocks are real—choose predictability or flexibility.”