{"id":124,"date":"2026-10-19T10:00:00","date_gmt":"2026-10-19T10:00:00","guid":{"rendered":"https:\/\/www.realestatebybrian.ca\/blog\/?p=124"},"modified":"2026-10-19T10:00:00","modified_gmt":"2026-10-19T10:00:00","slug":"tax-free-first-home-savings-account-estimators","status":"publish","type":"post","link":"https:\/\/www.realestatebybrian.ca\/blog\/2026\/10\/19\/tax-free-first-home-savings-account-estimators\/","title":{"rendered":"Tax-Free First Home Savings Account Estimators"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/brian-mcquhae\/tax-free-home-remotion-videos-a389\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Two estimator tools help first-time buyers project a future down payment and possible tax savings from a tax-free first home savings account.<br \/>\nThe tools give rough estimates for general information only, may not reflect a user&#039;s full tax situation, and do not collect or save entered data.<br \/>\nThe down payment tool asks about past participation, planned yearly deposits or transfers, expected investment return, and allows planning for as many as 15 yr.<br \/>\nThe tax savings tool also considers residence, income, deductions, transfers from an RRSP, and whether account growth is included, with a $40K lifetime limit.<br \/>\nIf taxable income is below the basic personal amount, the tool shows no immediate tax savings, but unused contributions can carry forward.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Two estimator tools help first-time buyers project a future down payment and possible tax savings from a tax-free first home savings account. The tools give rough estimates for general information only, may not reflect a user&#039;s full tax situation, and do not collect or save entered data. The down payment tool asks about past participation, [&hellip;]<\/p>\n","protected":false},"author":328,"featured_media":125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/posts\/124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/users\/328"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/comments?post=124"}],"version-history":[{"count":1,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/posts\/124\/revisions"}],"predecessor-version":[{"id":127,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/posts\/124\/revisions\/127"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/media\/125"}],"wp:attachment":[{"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/media?parent=124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/categories?post=124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestatebybrian.ca\/blog\/wp-json\/wp\/v2\/tags?post=124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}